Third party payment industry melee will usher in a new inflection point who can break through
third party payment license is finally coming, there is news that this week there will be the first batch of 32 companies licensed. At the same time, Alipay’s troubles have come, the third party payment "boss", was betrayed by multi partner, Lianhua OK card and Jingdong mall has met with Alipay to say goodbye. Prior to that, the bank has also started, the online payment transaction limit slashed. All kinds of behavior seems to prove safety of Alipay, but the essence is the third party payment driven by powerful interests, as well as the license, the parties to the "mobile payments" coveted piece of fat.
news, this week there will be 32 companies may first get paid license, and these companies once approved, will have the same Alipay and third party payment function, no longer with the help of other channels.
this May, Alipay youdianfan. At the beginning of May, Jingdong mall "transaction management" and "online payment" option has no Alipay figure, be "frozen" to an inconspicuous "other payment platform". After May 19th, Alipay and convenient links announced at the same time, said the two sides had cooperation after the expiry of the agreement will not renew. Alipay expresses to the reporter, to stop with convenience card cooperation is in accordance with the relevant provisions of the central bank "non-financial institution payment service management approach", between the two Payment institutions is not the transfer of monetary funds. Previously, based on the same reason, Alipay has stopped cooperation with Lianhua OK card. As chairman of Alipay merchants Jingdong Liu Qiangdong also said on the mall in 17, due to Alipay’s higher rates, Jingdong mall will terminate its cooperation in two weeks.
Jingdong, Alipay abandoned mall prepaid card to the Alipay platform intensive use these events occurred in May, is not accidental, but with the first batch of third party payment related licenses. Since last December, the central bank has publicized the third party payment licence declaration enterprise, this list has changed from the original 17, expanded to the current 32, there is news that this week, the 32 companies are likely to be the first batch of cards. According to the central bank issued the non-financial institutions to pay service management approach, as of September 1st this year, the relevant payment companies if you can not get a payment license, will not be allowed to continue to engage in third party payment business. As the third party payment industry "boss" Alipay is also in the list of publicity. Shanghai convenience through Agel Ecommerce Ltd general manager Xu Fengmei said, with Alipay’s contract expires after the main reason to continue cooperation, is the ngs supermarket group ready to develop their own third party payment platform. The company has submitted a license application, once approved, the company will have the same Alipay and third party payment function, no longer with the help of other channels.
in fact, the white hot competition occurs not only between major enterprises, but the war has spread to the bank. Previously, a number of banks began to cut the public version of the online banking day transfer and payment line. China Merchants Bank adjustment payment by third party companies of the China Merchants Bank online payment transaction limit >