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FHFA Releases Foreclosure-Prevention Report

first_img November 13, 2020 1,445 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, News Share Save Related Articles 2020-11-13 Christina Hughes Babb The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Phil Hall is a former United Nations-based reporter for Fairchild Broadcast News, the author of nine books, the host of the award-winning SoundCloud podcast “The Online Movie Show,” co-host of the award-winning WAPJ-FM talk show “Nutmeg Chatter” and a writer with credits in The New York Times, New York Daily News, Hartford Courant, Wired, The Hill’s Congress Blog and Profit Confidential. His real estate finance writing has been published in the ABA Banking Journal, Secondary Marketing Executive, Servicing Management, MortgageOrb, Progress in Lending, National Mortgage Professional, Mortgage Professional America, Canadian Mortgage Professional, Mortgage Professional News, Mortgage Broker News and HousingWire. FHFA Releases Foreclosure-Prevention Report Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Phil Hall Previous: DS5: Preparing for Forbearance Exits Next: The Week Ahead: FHA Discusses CWCOT Changes The government-sponsored enterprises (GSEs) completed 166,942 foreclosure prevention actions in August, according to new data from the Federal Housing Finance Agency (FHFA).Fannie Mae and Freddie Mac performed 3,599 permanent loan modifications in August, with 23% of these transactions being modifications with principal forbearance. Modifications with extend-term accounted for 61% of all loan modifications during the month.The FHFA also reported that the number of borrowers who received payment deferrals after completing a COVID-19 related forbearance plan dropped from 108,492 in July to 60,364 in August. Initiated forbearance plans slid from 88,989 in July to 77,546 in August, a 13% decline, while the total number of loans in forbearance plans decreased from 1,263,980 at the end of July to 1,147,033 at the end of August, representing approximately 4% of the total loans serviced and 82.1% of the total delinquent loans. There were 308 short sales and deeds-in-lieu of foreclosure completed in August, a 4% decline from July.The GSE’s 30-59 days delinquency rate dropped to 1.11%, although the serious delinquency rate rose from 3.19% in July to 3.26% in August. The FHFA attributed this spike to the COVID-19 pandemic and the forbearance programs being offered to affected borrowers. Furthermore, the FHFA reported that third-party and foreclosure sales took a 14% decline in August 542 and were down 4% during the month to 1,935.On the refinance side, the GSEs’ total refinance volume increased in August to record levels as mortgage rates fell in previous months due to historically low mortgage rates. During August, the GSEs completed 15 refinances through the High LTV Refinance Option, bringing total refinances since the inception of the program to 98. The percentage of cash-out refinances dipped from 25% in July to 24% in August.Separately, the FHFA announced the GSEs would extend several loan origination flexibilities slated to end on Nov. 30 until Dec. 31. The agency cited the need to “ensure continued support for borrowers during the COVID-19 national emergency.” Home / Daily Dose / FHFA Releases Foreclosure-Prevention Report Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribelast_img read more

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Extension Specialist- Family Life and Human Development

first_imgProvides educational leadership in the development, management,implementation, and evaluation of research based, integrativestatewide Extension programs that meet the needs oflimited-resource and socially-disadvantaged audiences. Deliverstraining and educational support materials for field staff andtheir clientele/ customers in family education, consistent with thephilosophy, policy and overall mission, goals and educationalobjectives of Cooperative Extension at North Carolina A&T.Specifically, this position provides educational leadership for astatewide program in family life and human development with specialemphasis on limited resource families consistent with thephilosophy, policy and overall education objectives of the NorthCarolina Agricultural Extension Service. Responsible forprogramming in the areas of parent education, child care anddevelopment, family and interpersonal relationships and youthprograms in human development.last_img read more

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Bojan injury blow for Potters

first_img Press Association The 24-year-old suffered cruciate knee ligament damage in Monday’s 4-1 FA Cup fourth-round win at Rochdale, after scoring the opener. Scans have revealed he suffered a ruptured cruciate ligament in his left knee and will have to undergo surgery. Stoke forward Bojan Krkic has been ruled out for the rest of the season with a serious knee injury. center_img Manager Mark Hughes told the club’s official site: “It’s bitterly disappointing for the club but even more so for Bojan himself as he was making such a big impact on the Premier League and clearly enjoying his football. We wish him a speedy recovery.” Bojan moved to Stoke from Barcelona in the summer and has scored five goals in 18 games this season. Bojan had hit form for Stoke, netting all five of those goals in his last 12 games, scoring in his last two outings. He bagged the winner in the 1-0 win at Leicester this month which left Stoke 10th in the Barclays Premier League. last_img read more

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UW volleyball team keeps on rolling

first_imgMATTHEW KUTZ/Herald photoUW volleyball head coach Pete Waite set a school record with his 162nd career win at Wisconsin Sunday.The record came in rather anticlimactic fashion, though, as the No. 10 Badgers beat an Iowa team that won just two conference contests in 2004 by a score of 30-28, 30-17, 30-21.”It’s pretty exciting for me, it’s been a lot of really fun seasons,” Waite said. “You work hard every day and never really [pay attention to] a record like that, but when it comes along, it’s nice to see.”Early in the contest, the Badgers struggled, never leading by more than three points in the first game. However, Wisconsin survived the first-game shootout by two points.Once UW secured the first game, the team rolled to an easy victory, thanks to a balanced effort from the Badger front line.Wisconsin produced three outside hitters with double-digit kills, led by junior Maria Carlini’s 16.”Today, I was a lot more aggressive, and the sets were just on the money from the outside,” Carlini said.Senior Aubrey Meierotto and redshirt freshman Audra Jeffers added 13 and 11 kills, respectively. Starting middle blockers, senior Sheila Shaw and sophomore Taylor Reineke, each chipped in six kills as well. “That’s a sign of a good team, knowing that we have several different people stepping up on every night,” Waite said.Sophomore setter Jackie Simpson came off the bench and keyed the Badger offense with 29 assists. Junior setter Katie Lorenzen, who earned the start after a strong performance against Minnesota, put up 19 assists of her own.”I thought [Lorenzen] wasn’t quite as crisp as we needed [in the first game], the tempo and personality of the team wasn’t as high of a level as we needed, so…both will come in to help us out,” Waite said.On the defensive side, sophomore libero Jocelyn Wack continued her double-digit digs streak, now up to 42 games, with 19. Sophomore defensive specialist Megan Mills also helped out with 10 digs.Minnesota Miracle: Clearly, Wisconsin’s final victory of the preseason, a three-game upset of No. 13-ranked UCLA, wasn’t enough for the Badgers.UW one-upped its exciting victory over the Bruins Friday night, treating an energetic crowd of 5,266 to a dramatic victory, upending rival No. 5 Minnesota in five games.”That was a fantastic match for our program,” Waite said. “This said a lot for our team, to come back like we did in that match and beat them.”Lorenzen played a major role in Wisconsin’s triumph. After seeing limited playing time in the preseason, Lorenzen came off the bench when the Badgers were in trouble and carried the team to victory with 25 assists and six kills without an error.”It was huge, the way Katie came in and got us on track,” Waite said. “She basically got the win for us; she was awesome.”A match of this caliber asks for leadership to prevail, and it did in a big way for the Badgers. Senior captains Shaw, with 16 kills, and Meierotto, with 12, led the offensive attack.”We talk to the captains a lot about sensing what the team needs at any given time,” Waite said. “I think they could tell that a few players were rattled out there, and [the play of Shaw and Meierotto] just kept pushing them, kept them excited to win.””Sheila and Aubrey showed their leadership in demanding the ball every single time,” Lorenzen added. “They told me they wanted it, and it just gives me more confidence.”One of the more impressive statistics for the Badgers came in the blocking category. Wisconsin had 20 blocks to Minnesota’s 12, despite playing against three Golden Gophers with a height of at least 6-foot-3.”We still go up just as aggressive as we normally would, also knowing that they have amazing defenders, so there’s even more pressure,” Meierotto said. “We know that we cannot beat a team as good as Minnesota by just tipping the ball over them, so we had to stay aggressive, whether we got the block or not.”True, the Golden Gopher defense is among the best in the country. But UW not only countered Minnesota’s All-American libero, Paula Gentil — they beat her. Anchored by 19 digs from Wack and 17 from Carlini, Wisconsin won the digs column 82-79.According to Shaw, this match showed that the Badgers’ ultimate goal is not as lofty as it may seem.”I think we came out pretty nervous, but the main thing is that we came back and we fought hard,” Shaw said. “We are a very determined team, we know … what we’re going for this year, which is a Big Ten championship.”last_img read more

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The Heat get wet but win series over Liberal; Wellington now 19-1

first_img2. Derby Twins 9-4 (13-5 overall) 7/15/147:05 PMHays Larks 6/24/147:05 PMDerby Twins 6/10/147:05 [email protected] Derby TwinsWellington 6 Derby 5 6. Dodge City A’s 3-10 (4- 11 overall)•••••Schedule to date: 6/30/147:05 PMKansas Cougars by Tracy McCue, Sumner Newscow — The Wellington Heat won the rubber match of an exciting three-game series with the Liberal Bee Jays Sunday evening that ended with a blustery visit by Mother Nation.Wellington took two of three games with a big two-run rally in the bottom of the eighth. Then Mother Nature brought blowing wind and flowing rain. But the Heat still had some work to do, retire the Bee Jays with three outs in the top of the ninth. Heat closer Robbie Romero would do just that retiring the next three batters at the plate, and the Heat escaped with a 9-8 victory.A rainstorm blew through between the eighth and ninth inning, leaving fans less than dry.The Heat are now 19-1 for the season having suffered their first loss of the season on Friday. Wellington is now 12-1 in the Jayhawk League and leads second-place Derby Twins with a 9-4 record. The Twins come to town Tuesday for Beach Party night sponsored by The Dore. Bring your beach attire.On Sunday, Wellington had 11 hits to Liberal’s 12, but the Bee Jays had trouble fielding the ball, committing five errors in the field Sunday night. Brandon McMillian was the winning pitcher for the Heat. It was a very entertaining three-game series in which all games were decided by one-run affairs. The Heat came into the series undefeated but lost to Liberal Friday 3-2. In that game, Wellington left runners on second and third before Liberal’s Blake Rogers struck out the two Heat players in the bottom of the ninth.On Saturday, the Heat avenged their only loss of the season thus far with a 2-1 victory. In that game, the Heat rallied late on a Rowdy Andrews walk off RBI single which brought Kirk Rocha home in the bottom of the ninth. Trent Keefer had 12 strikeouts in the game.Not much has been going wrong this season for the Heat. For the second consecutive year, Wellington took to the road and swept the Hays Larks at their home park a weekend ago.Wellington then had a couple of exciting rumbles with El Dorado, beating the Broncos 4-3 on Tuesday and then a 4-3 14-inning marathon on Thursday.•••••Standings: Jayhawk Standings (entering Monday, June 23nd) 5/30/147:05 PMDenver CougarsWelllington 16 Cougars 0 6/23/147:05 [email protected] Kansas Cougars 7/7/147:05 [email protected] El Dorado Broncos 6/25/147:05 [email protected] El Dorado Broncos 6/2/147:00 PMValley Center Diamond DawgsWellington 7 Valley Center 6 6/5/147:05 PMEl Dorado BroncosRained out – to play July 16 7/16/147:05 PMEl Dorado Broncos 6/7/147:05 [email protected] Dodge City AthleticsWellington 10 Dodge City 3 1. Wellington Heat 12-1 (19-1 overall) 7/5/147:05 [email protected] Derby Twins 6/28/147:05 PMDodge City Athletics 7/18/147:05 [email protected] Liberal Bee Jays 3. Hays Larks 7-7 (10-7 overall) 6/21/147:05 PMLiberal Bee JaysWellington 2 Liberal 1 6/15/147:05 [email protected] Hays LarksWellington 14 El Dorado 0 7/13/147:05 PMHays Larks 7/2/147:05 [email protected] Derby Twins 6/19/147:05 [email protected] El Dorado BroncosWellington 4 El Dorado 3 (14 innings) 7/23/147:05 PMDerby Twins 6/26/147:05 [email protected] Derby Twins 7/6/147:05 PMOklahoma City Bulls 7/20/147:05 [email protected] Liberal Bee Jays 6/14/147:05 [email protected] Hays LarksWellington 3 Hays 2center_img 6/27/147:05 PMDodge City Athletics 6/18/147:05 PMNewton RebelsWellington 8 Newton 1 6/8/147:05 [email protected] Dodge City AthleticsWellington 10 Dodge City 4 6/22/147:05 PMLiberal Bee JaysWellington 9 Liberal 8 7/10/1412:00 [email protected] Kansas Cannons 6/6/147:05 [email protected] Dodge City AthleticsWellington 2 Dodge City 1 7/1/147:05 [email protected] El Dorado Broncos 6/13/147:05 [email protected] Hays LarksWellington 11 Hays 0 5/31/147:05 PMDenver CougarsWellington 11 Cougers 2 7/9/147:05 PMDerby Twins 6/17/147:05 PMEl Dorado BroncosWellington 4 El Dorado 3 6/3/147:05 PMDenver CougarsWellington 11 Cougers 2 7/25/147:05 PMOklahoma City Bulls 6/9/147:05 PMTulsa BravesWellington 8 Tulsa 4 6/1/147:05 PMKansas CannonsWellington 9 Kansas Cannons 7 6/29/147:05 PMDodge City Athletics 7/8/147:05 PMValley Center Diamond Dawgs 4. Liberal Bee Jays 5-10 (9-10 overall) 6/20/147:05 PMLiberal Bee JaysLiberal 3 Wellington 2 7/4/147:05 PMEl Dorado Broncos 6/12/147:05 PMDerby TwinsWellington 2 Derby 1 7/19/147:05 [email protected] Liberal Bee Jays 5. El Dorado Broncos 5-9 (8-8 overall) 7/3/147:05 PMKansas Cannons 7/26/147:05 PMOklahoma City Bulls 7/14/147:05 PMHays Larks Follow us on Twitter. Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. There are no comments posted yet. Be the first one! Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments ;last_img read more

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COUNCILLOR DEMANDS WE GIVE THE ROAD TO ‘ABSOLUTE GLUT’ OF ROAD SIGNAGE

first_imgA Donegal county councillor has slammed the “absolute glut” of signage which has been erected on The N56 road.One of the “absolute glut” of road signs in Donegal.Cllr Seamus O Domhnaill said there are no less than 119 signs between Creeslough and Dunfanaghy.He says Donegal County Council must now take stock of the signs and reduce them if necessary. The signs include speed signs, directional signage and general distance signage but there are also now tourism related signage including Wild Atlantic Way signs as well as road number signage.Speaking earlier today Cllr.Ó Domhnaill said he very much welcomed the Wild Atlantic Way Initiative and the Tourism numbers which this will generate.But he stated “It does leave us in a situation whereby between Creeslough and Dunfanaghy there is approximately 119 posts carrying various signs erected by Donegal County Council or the NRA.“This amount of signage in my opinion is absolutely ludicrous and I firmly believe that with a little bit of foresight this number could be greatly reduced”. He added that this comes at a time when the Council are expending large amounts of money putting services such as electricity and telecoms underground yet they are erecting multiple amount of poles for signage throughout the County.Ó Domhnaill further commented that “I fully understand that there is a need for information signage. But when we see that the NRA and Board faílte carried out a review and erected new signage last year and we see a further €400,000 spent on Wild Atlantic Way signage this year, which leaves in a situation that between the villages of Gortahork & Dunfanaghy there are in excess of 130 signs erected by the State.“Surely this number could be reduced with a bit of joined up thinking”. Along with these signs there are of course private signage for businesses as well as contour corner signage which is also erected by the Council. Because of the sheer volume of signage on our county’s roads there is no doubt but that they are causing distraction and confusion to motorists using our roads.”In concluding Ó Domhnaill called on Donegal County Council to carry out an inventory of all the signage erectd by the Council and NRA on the Counties National Primary and Secondary roads with a view of reducing the number of signs whilst still delivering the message which is intended.“I find it strange that the Wild Atlantic Way signage wasn’t incorporated within existing signage in an attempt to promote safety and of course save tax payers money. “I wil be raising this matter at our next Council meeting to ensure that a proper process is put in place before the County is totally over run with Council signs.”COUNCILLOR DEMANDS WE GIVE THE ROAD TO ‘ABSOLUTE GLUT’ OF ROAD SIGNAGE was last modified: April 11th, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:Cllr Seamus O DomhnaillCreesloughdonegalDunfanaghyN56Wild Atlantic Waylast_img read more

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SINN FEIN TO DECIDE ON THIRD CANDIDATE AS DOHERTY AND MacLOCHLAINN TO STAND

first_imgDonegal party activists have endorsed standing Sinn Fein TDs Pádraig Mac Lochlainn and Pearse Doherty to campaign for re-election in the new countywide constituency.Pearse Doherty and Padraig MacLochlainn will run again for Sinn Fein in Donegal.The convention also resolved to decide on the possibility of a third Donegal candidate at a later date.A number of party members feel they could snatch a third seat in the new five seater constituency but others are uncertain. While both Fine Gael and Fianna Fail will feel they can hold onto one TD, Independent Thomas Pringle is also being tipped to keep hold of his seat.Deputies Mac Lochlainn and Doherty said it was a privilege to be selected to run for Sinn Fein.‘We are honoured to again contest an election to represent the people of Donegal on behalf of Sinn Fein. This election is the most important in decades. This is the Irish people’s opportunity to move our country in a new direction – away from the failed right wing policies which were created by Fianna Fail and are now being ruthlessly imposed by Fine Gael and Labour.‘This is an opportunity for the people of Donegal to say that it is not acceptable for Letterkenny General Hospital to receive that lowest funding per patient ratio of any hospital in the state, that it is not okay to reduce our local authority staff by over a third and that the northwest region is the only area in Ireland without access to rail or dual carriageway connection to Dublin. ‘It is not acceptable that our services are being decimated while struggling people are being told to pay more taxes.‘This election is a chance to put Ireland on a fair path – where the very wealthiest in society are asked to pay their fair share and we can begin to invest in our communities once again.‘A Sinn Fein led government is the only way this can happen. We now look forward to engaging with our communities throughout this campaign in order to ask people to endorse our alternative and help rebuild Ireland.’The meeting was chaired by Westminster candidate for Fermanagh/South Tyrone, Michelle Gildernew MP, who praised the work of Donegal’s two republican TDs.Commenting after the meeting Ms Gildernew said Sinn Fein is fighting austerity north and south and members are now preparing for two vital election campaigns which will propel us towards an Ireland of equals. ‘Republicans in Donegal are blessed to have two of the most capable representatives in this country representing our politics at a national level.‘Padraig and Pearse are also lucky to have such a strong organisation on the ground to assist in their reelection campaign. I have no doubt that such a combination will deliver the result that the people of this area needs.’SINN FEIN TO DECIDE ON THIRD CANDIDATE AS DOHERTY AND MacLOCHLAINN TO STAND was last modified: February 25th, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:donegalPADRAIG MACLOCHLAINNPearse DohertySinn Feinlast_img read more

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It’s Bigger on the Inside! — Who?: Regeneration (GC5ZFGA) — Geocache of the Week

first_imgLearn about some more of the most amazing geocaches around the world. Check out all of the Geocaches of the Week on the Geocaching blog. If you would like to nominate a Geocache of the Week, fill out this form. SharePrint RelatedCalorie Alley—Geocache of the WeekJune 20, 2018In “Community”Arrrrrrr you fan of Pirates? — Nashuan’s First Cache (GC1D56C) — Geocache of the WeekAugust 28, 2013In “Community”Sometimes Geocaching Makes You Go… — Nuts (GC41D4C) — Geocache of the WeekOctober 10, 2013In “Community” Share with your Friends:Morecenter_img Geocache Name:Who?: Regeneration (GC5ZFGA) by haloedversionlsLocation:Pennsylvania, United StatesN 40° 30.441 W 078° 23.949Difficulty/Terrain Rating:2.5/1.5Why this is Geocache of the Week:If there’s a secret recipe for making a Geocache of the Week — and we’re not saying there isn’t! — it probably includes the words “Doctor Who-themed” and “gadget cache”.Those are certainly both on the ingredients list for Who?: Regeneration. Although still relatively “young” at six months, this cache is a more attractive regeneration of a different Doctor Who-themed cache which the cache owner had previously hidden in the same spot.And it’s a great cache — it even has a field puzzle element! Whovians will spot the Tardis blue of the cache’s exterior from a mile away. We’re going to be quiet now and just let the words of the cache owner and other geocachers, and the photos of the cache, speak for themselves.What the Cache Owner, haloedversionls, has to say about it:Can we assume you’re a fan of Doctor Who?“Yes, I am also a fan of the Doctor and dressed up as David Tennant’s iteration of the Doctor for Halloween in 2014. I enjoy the adventure and exploration of the show. Much like geocaching: adventure and exploration. The Doctor would make a great geocacher! Imagine the possibilities: the ability to find caches anywhere and at anytime. Also, the Doctor is clever, and we all know that geocachers often are some of the cleverest people.”What inspired this geocache hide?“The original cache was inspired after my wife and I had finished binge watching a season of Doctor Who. A friend of ours was moving to Oxford for a time and we were discussing the geocaching opportunities in England if she were a geocacher. One subject led to another, as conversation tend to go, and shortly after I was hanging a blue box. A few years later, I became unsatisfied with the original, so I archived it and replaced it with an improved box with a mini-gadget involved to open it.”What’s your (or your wife’s) favorite episode of Doctor Who?“My wife’s favorite Doctor Who episode is the end of the forth season (new Doctor Who) where the tenth Doctor (David Tennant) unites with  companions Rose, Donna, Marthy, Mickey, Captain Jack, and Sarah Jane. I, on the other hand, likes John Hurt’s short appearance as the Doctor in the 50th anniversary episode. I really likes the ‘multiple’ timelines plot and I seem to notice some other clever cameo or reference each time I watch it.”Anything you’d like to share with the geocaching community?I don’t think that I have anything momentous to share with the greater geocaching community. I guess, make everyday an adventure.What geocachers have to say about it:“We received news of the Tardis in our area and approached cautiously. Were the Daleks nearby? The good Doctor tried to use his sonic screwdriver, but had to get it adjusted by a helpful companion. We signed the log and moved to another time.” –r.e.s.t.seekers“Loved it. Cool Puzzle and cool cache. Felt soooooo good when the door swung open.” –dominator1777“Where do I start with this cache?!? I’ll start with saying it’s perfectly executed, and The Doctor himself would enjoy this homage to his beloved Tardis. I (WillowTree) have been a HUGE fan of Doctor Who since high school, and all I can say is this cache made me beam (I would attach the photo as proof, but it’s too much of a spoiler). All I can say is thank you for such an enjoyable and wonderfully nerdy cache! I loved it. So did MrBee 😉 Favorite point worthy for sure! Dropped off a Travel Bug.” –MrBee&WillowTreePhotos:last_img read more

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Overheating from South Windows

first_imgThese are part of the solar shading plan. The idea is to install the louvers in spring and keep them around until fall, and then take them off and stash them for the winter. These louvers will prevent high-angle light from making it through the window in the summer and heating the interior space. By installing them on the outside, we minimize heat gain inside — hopefully most of the heat that is generated when sunlight is absorbed by these shades will re-radiate into the outside air, rather than heating the inside of the house. Andrea and I recently started sleeping in the house, so some things that I’ve been noticing about the heating profile of the house are starting to become clear.When we finally got the HRV running a few weeks ago, I was disappointed to notice that we don’t have the kind of evenness of temperature between the upper and lower stories of the house that we were hoping for. My first panicked theory about this was that the HRV wasn’t working. Panicked, because the ducts are all nice and snug behind walls now, so if we got it wrong, it’s going to be a real pain to fix.The good news is that I don’t think the problem is the HRV, although I’m contemplating one tweak to the vent layout which we could do without any wall surgery. A recent updateIn August 2014, Ted Lemon wrote the following update on the overheating issue.Over the past two years, we’ve learned that there isn’t a problem with overheating in spring. As summer approaches, before it gets really hot, night flushing is completely adequate to keep the house comfortable.As the summer progresses, the sun gets high enough that there is minimal solar gain. Not none, but minimal. This turns out to be beneficial, because summers in Vermont are humid, but not much hotter than our preferred indoor temperature. With a little solar gain through the windows, we wind up running the heat pump in air conditioning mode enough to bring down the humidity; without the solar gain it would get too cold.There is a bit of an issue with overheating in late summer, when the sun is lower but it’s still warm out. Louvers might help a bit with that, but I think we’re talking about somewhere between two weeks and a month, and as the weather gets crisper, night flushing should start to be effective again.We were having trouble with overheating upstairs last summer, and I started to use a box fan laid flat to push cold air up and basically stir and mix the air in the house. This turned out to be quite effective. So partway through the summer we had Bill Congleton install a Haiku fan in the atrium. This draws about 35 watts on full blast, and we don’t generally run it on full blast because it isn’t necessary and creates too much of a breeze. Once we had the fan in, we haven’t had any problems with temperature gradients — it’s about the same temperature upstairs as down. The fan’s very pretty, too. RELATED ARTICLES Passivhaus Buildings Don’t Heat ThemselvesAll About Glazing OptionsHigh-Solar-Gain Glazing Study Shows That Expensive Windows Yield Meager Energy Returns We specified high-solar-gain glazingWe’re experiencing some overheating. Why is Peter seeing different results? I don’t know, but I have a theory. I think the windows in the houses in Charlotte may not have the same solar heat gain coefficient as ours, and may reflect more high-incidence light, while letting low-incidence light in, so that they gain more heat in the winter than they do in the summer, even if the same amount of light is hitting them. The way our house is set up, we have a heat pump indoor unit on the wall downstairs, right in the center of the house. We have nothing upstairs. So the reason I was worried that the HRV wasn’t working is that one possible interpretation of the data is that we’re cooling the house adequately, but the HRV isn’t doing its job in redistributing the heat evenly throughout the house. If that’s the case, it’s kind of a big problem.But having just spent the morning sitting down next to the windows with the heat pump off, I have a different theory. For most of the morning, it was nice and cool downstairs, but as more sun came in and the day went on, it started to get hot, just as it is upstairs in the afternoon. In other words, the heat coming in from the windows is heating the upstairs and downstairs evenly; the reason that it feels hotter upstairs is because the cooling effect of the heat pump completely counteracts the heating effect of the windows. I’ve confirmed this by turning the heat pump back on.So this gives me some real confidence that when we get around to building and installing the louvers, we will stop experiencing overheating in the south part of the house. I’m still a little tempted to add one more ventilation supply vent (fresh air grille) on the south side of the house upstairs, but that’s something I’m hoping to have a chance to debate with the guys at Zehnder. If it needs to be done, it’s a really easy fix, because I can do it up in the utility loft, which doesn’t have a finished floor.center_img Our original plan included exterior louversWhen we talked with Peter Schneider (one of the two energy consultants on our project) about the possibility of overheating, he reported his experience with some of the houses that Efficiency Vermont has designed up in Charlotte, Vermont. These all have lots of south-facing windows, and Peter hasn’t seen problems with overheating in the summer. Based on Peter’s reports, we were kind of hoping to get away without doing one of the features we’ve got on the plan: active shading on the south-facing windows.If you look at the drawing of the house shown below, which is a view of the south face, you’ll see that the lower windows have what looks like louvers on them. Low indoor humidity during the winterThe bad news is that we’re having problems with low indoor humidity during the winter. We’d originally imagined that because we were sealing the house so tightly, we’d have indoor humidity issues, but that was based on an incorrect understanding of the reason why houses get humid: lack of air exchanges. With the HRV running at 30% or 60% of capacity most of the winter, we were seeing humidity getting down into the 20-30% range, which was uncomfortable.This is the one big failing of the fancy HVAC arrangement so far. It’s actually quite hard to counteract because there are so many point sources of air and so many exhaust ducts that there’s no good place to install a humidifier where it will affect the whole house other than inline with the HRV.We talked with Zehnder about this, but they have had bad experiences with whole-house humidifiers causing condensation in the ducts when customers have installed them, so they strongly recommend against the installation of a humidifier.I think it would be possible to have a very tightly controlled humidification system coupled with an HRV that wouldn’t cause condensation because it would be sensitive to the inner temperature of the house and the humidity of the input air, but that appears to be a product waiting on someone to decide to make it.We can get the humidity up a bit by drying clothes indoors, but we don’t do enough laundry for this to be a complete solution to the problem. So this is our little bit of remaining future work; I have a few ideas, but nothing concrete enough to talk about yet. For the past two years, Ted Lemon and Andrea Lemon have been living in a single-family Passivhaus which they built in Brattleboro, Vermont. Ted Lemon wrote the essay below in July 2012. Ted Lemon lives in Brattleboro, Vermont. He is a computer programmer and network expert who works for Nominum Inc. and is on the administrative/editorial board of the Internet Engineering Task Force. Ted and Andrea Lemon write the Vermont Passive House blog (formerly known as the “Almost Passive House” blog).last_img read more

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Sony Announces the New 6K CineAlta VENICE Cinema Camera

first_imgThe latest cinema camera added to Sony’s CineAlta line is the new VENICE, a camera created by and for cinematographers.All images via Sony.The new CineAlta VENICE is a full-frame 6K camera equipped with a 36x24mm sensor. It can capture images up to a max resolution of 6048×4032.The VENICE can also natively support Super35 24.9×18.7mm, 4096 x 3024 resolution (equivalent to 4-perforation motion picture film), and Super35 24.9×14.0mm 4096 x 2160 resolution (equivalent to 3-perforation motion picture film).The camera can capture in almost any format, including the following:18mm-heightSuper35 anamorphicSuper35 sphericalSuper35 full-frame24mm-height anamorphic24mm-height sphericalNearly every aspect ratio In addition, licenses will be available to expand the camera’s capabilities in the future, with new features like 4K anamorphic and full-frame. Future upgrades will allow the VENICE to shoot 36mm wide 6K resolution.It is our next-generation camera system, a ground-up development initiative encompassing a completely new image sensor. We carefully considered key aspects such as form factor, ergonomics, build quality, ease of use, a refined picture and painterly look—with a simple, established workflow. We worked in close collaboration with film industry professionals. We also considered the longer-term strategy by designing a user interchangeable sensor that is as quick and simple to swap as removing four screws, and can accommodate different shooting scenarios as the need arises.  —Peter Crithary, marketing manager, Sony Electronics.The VENICE is easy to operate with control panels on both the operator and assistant sides of the camera. It captures high-quality and efficient files through 16-bit RAW/X-OCN via the AXS-R7 recorder, and 10 bit XAVC workflows.The camera body was designed to be fully modular, and it is first camera with a built-in 8-stage glass ND filter system. A 24 V power supply input/output and LEMO connector allow use of many standard camera accessories, designed for use in harsh environments.The camera will be available in February 2018. No word on the cost of the body yet.For more on the new Sony CineAlta VENICE, visit the Sony website.last_img read more